In a housing market as hot as the Raleigh area’s, regardless of whether you’re looking for new homes or existing resales, you have many amazing choices to pick from. But before making a final purchase, you’ll want to research all your mortgage and home financing options, as well, including how it will impact your personal spending and saving goals.
Buying a new home is one of the most important purchases of your life and selecting the right lender and financing options will make a huge difference in your home buying experience.
Learn more about local-area mortgages and home financing options, right here on New Homes and Ideas
by Megan Wild If you’re one of the growing number of young people with high levels of student debt, you may be worried buying a home is out of reach for you. More than 50 percent of student loan borrowers say the amount of their debt affects their ability to purchase...
By Megan Wild It feels like you’ve been working toward it your whole life. If you actually owned a vision board, a sweet house for sale would sit at the very top. In reality, however, instead of vision-boarding, you’re clipping coupons, buying bulk, clocking in work...
Millennial home buying is now more popular than ever. Millennial home buyers now makeup 35% of the market. A lot are even looking because of their dogs! Even in this crazy season in the industry, they're not just looking for any type of homes. They have a few things...
If you have been looking for a home, or have recently bought one, then you know how chaotic the current seller's market is. Homes are flying off - and some are being sold before even going on. It's hard to keep them on the shelves when demand is so high. However, the...
Millennial home buyers are on the rise. Millennials, the generation ages 18-36, are often talked about in the media. Usually cited for generational differences, now they are entering the stage of life that many older generations can empathize with: home buying....
If you have recently looked to buy a home in the Triangle, you know how crazy the market is right now. Truly a seller’s market, homes are going faster than ever before these days. Potential homebuyers are looking for homes that go off the market in a matter of days....
Article Provided by Atlantic Bay Mortgage Group For more information, contact Branch Manager & Senior Mortgage Banker, Brian Morris (NMLS #140676) at 919-624-7077 or brianmorris@atlanticbay.com. Buying a home is a major decision. Your home is your greatest asset....
If you’ve ever wondered, “Can I really enough for retirement with mutual funds?” the answer is yes. Financial experts say time in the market--not market timing--is the best approach to growing retirement plan assets. Keep in mind that most retirement plans are free...
No one wants to be rejected for a home loan. Unfortunately, it would be silly to think that every single interested homebuyer gets approved for a mortgage their first time. There are a variety of reasons why you might be turned down, but there’s always hope. After...
By Rob Williams Before you place an offer on your dream home, take a step back and consider a few important factors that will influence the way you live, work, and play in your new home. Analyze the area. One thing that home buyers tend to do is judge the neighborhood...
My oft repeated remark to my beloved buyers is “you make your money when you buy your house, not when you sell it.” Meaning - although we all want to make money on our home, much of that profit is made when you purchase your home wisely. Here are 5 ways to make money...
So you're buying your first home. It's one of the most important purchases of your life, and so you want to ensure that the process goes as smoothly as possible. In a housing market as hot as the Raleigh area's, there's many amazing choices for your new home, and in...
Selecting the right lender makes all the difference in the borrowing experience. Characteristics such as professionalism, integrity, and dependability matter most when shopping for a mortgage. In today’s housing market, renovation and home improvement loans are...
Imagine being able to save more, afford more personal spending and give away more each month. Your budget can probably handle all three, but not as long as you’re renting. In recent years, rental costs have increased while home ownership costs have decreased – making...
Are you ready to live happily ever after? Read this first. According to a recent survey by Trulia, 50% of homeowners and 56% of renters have regrets after moving to a new home. Why are so many people (and perhaps you) making housing decisions that are not working? ...
When deciding between new homes and existing resale homes, there are many things to consider before making a purchase. Most people desire granite countertops, updated appliances, and the lack of work needed in a brand new home, but there are still a plethora of...